Every day, countless individuals drive around the busy streets of Orlando, fully aware of the risks that come with sharing the road. However, the unfortunate reality is that some drivers may be behind the wheel of stolen vehicles. Understanding your legal rights is crucial if you’ve been injured in an automobile accident caused by someone driving a stolen car. My goal is to guide you through the steps to take and how to seek compensation for your injuries.
According to the National Insurance Crime Bureau (NICB), a vehicle is stolen approximately every 40 seconds in the United States. Florida ranks high for auto theft, with Orlando being a notable hotspot. A rise in stolen vehicle incidents means a higher likelihood of innocent motorists being involved in accidents caused by these stolen cars. So, what should you do if you’re one of those unfortunate individuals?
What Are Your Rights If You’re Injured by a Stolen Car?
If you’ve been injured in an accident involving a stolen car, it’s essential to understand your rights as a victim. Here’s what you need to know:
Liability
In Florida, the law recognizes that drivers of stolen vehicles can be held responsible for their actions, even if they do not own the vehicle. This means that if you are injured by someone driving a stolen car, you can pursue compensation for your injuries. Here’s how liability typically works:
- If the driver of the stolen vehicle is found guilty of reckless driving or negligence, they can be held liable for your injuries.
- In cases where the theft is still under investigation, the driver may still face significant legal consequences, affecting your claim.
Insurance Claims
When involved in an accident, you typically file a claim with the at-fault party’s insurance unless the driver was uninsured or underinsured. However, accidents involving stolen cars can complicate the process:
- Uninsured Motorist (UM) Coverage: In Florida, it is highly recommended to have uninsured motorist coverage. This coverage can help you recover damages if the responsible driver is uninsured or if they cannot be located.
- No-Fault Insurance: Florida is a no-fault state, meaning you generally need to rely on your own insurance to cover medical expenses and other damages, regardless of who caused the accident.
Pursuing a Personal Injury Claim
If the driver of the stolen vehicle is identified and found liable, you can pursue a personal injury claim against them. Your claim may cover:
- Medical expenses, including hospital bills, rehabilitation, and ongoing therapy
- Lost wages due to your inability to work while recovering
- Pain and suffering for the emotional and physical toll of the accident
Steps to Take After the Accident
Immediately following an accident involving a stolen car, follow these crucial steps:
1. Ensure Safety and Seek Medical Attention
Your health is the top priority. If you or anyone else is injured, call 911 for assistance. Even if injuries seem minor, it’s wise to get checked by a medical professional.
2. Document the Accident
Gather as much information as possible to support your case:
- Take pictures of the accident scene, vehicle damage, and visible injuries.
- Exchange information with other parties involved, including names, contact details, and insurance information.
- Obtain witness statements and contact information.
3. File an Accident Report
Notify the police about the accident. An official report is essential for your insurance claim and any potential legal action.
Common Questions About Injuries from Stolen Cars
Can I Sue the Owner of the Stolen Vehicle?
If the stolen car’s owner was negligent in securing their vehicle (e.g., leaving it unlocked with keys inside), you may have the option to pursue a claim against them as well. However, the driver of the stolen vehicle is typically your primary target for compensation.
What if I Can’t Find the Driver?
If the driver of the stolen car flees the scene, you still have options:
- Notify the police and file a report. They will investigate the incident.
- If you have uninsured motorist coverage, you might still recover damages through your insurance.
How long do I have to gile a claim?
The statute of limitations for personal injury claims in Florida is typically two years from the date of the accident. However, acting sooner rather than later is crucial to building a strong case.
Should I hire an auto accident lawyer?
While it’s possible to navigate the claims process on your own, hiring an experienced personal injury attorney can significantly impact the outcome of your case. A lawyer can help gather evidence, negotiate with insurance companies, and ensure you receive the compensation you deserve.
Being injured in an accident involving a stolen car can be overwhelming, but understanding your rights can empower you to seek justice and compensation. Remember to document everything, seek medical care, and consult a personal injury attorney who can guide you through the complexities of your case.
Contact The Jaspon Firm for Help
If you’ve been injured in an accident involving a stolen car in Orlando, don’t hesitate to contact our office. We can discuss your situation and advise you on how to move forward.